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Canada's New Updated Mortgage Charter
November 23, 2023 | Posted by: Kiruban Kana
The Canadian Mortgage Charter spells out the rights consumers have when they are renegotiating mortgages. It calls on financial institutions to provide better relief measures over the next three y ...
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Understanding Fixed vs. Variable Rate Mortgages
November 15, 2023 | Posted by: Kiruban Kana
If you're on the cusp of getting a mortgage, or if you're considering refinancing, you've likely encountered the terms "fixed rate" and "variable rate" mortgage. These are the two primary pathways i ...
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Winterizing Your Home
November 7, 2023 | Posted by: Kiruban Kana
We Canadians are no strangers to the chill of the winter season! As we shift into the final few months of 2023, now is a great time to ch ...
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Mortgage Renewal Benefits
November 6, 2023 | Posted by: Kiruban Kana
Is your mortgage coming up for renewal? Do you know about all the incredible options renewing your mortgage can afford you?If not, I have all the details here on how to make your mortgage renewal work ...
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6 things to know about capital gains and taxes for people across Canada
November 6, 2023 | Posted by: Kiruban Kana
So, you made some cash selling your property or stocks at a higher price than you bought them for? High five! But before you start celebrating, there's this thing called capital gains that might show ...
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Tips for Improving Your Credit Score Before Applying for a Mortgage
November 6, 2023 | Posted by: Kiruban Kana
Tips for Improving Your Credit Score Before Applying for a Mortgage For many people, buying a home is a significant milestone in their lives. However, getting approved for a mortgage isn't always a s ...
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Bank Of Canada Rate Update October 25, 2023
October 25, 2023 | Posted by: Kiruban Kana
Bank of Canada maintains policy rate, continues quantitative tightening The Bank of Canada today held its target for the overnight rate at 5%, with the Bank Rate at 5.25% and the deposit rate at 5% ...
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Mortgage Strategies in a Rising Interest Rate Environment
October 24, 2023 | Posted by: Kiruban Kana
Hello dear readers, Let's have a coffee chat, shall we? If we were sitting in a cozy café, sipping on lattes (or your beverage of choice), today's hot topic of conversation would undoubtedly revol ...
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Mastering Cash Flow: Thriving in a Rising Interest Rate Market
October 8, 2023 | Posted by: Kiruban Kana
When interest rates rise and you're looking to increase cash flow for your rental property, there are several strategies you can employ. Additionally, CoffeeandMortgage.ca, as a multiple rental and se ...
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Leveraging Your Home Equity to Help Purchase a Home For Your Children: A Prudent Move?
October 6, 2023 | Posted by: Kiruban Kana
Navigating Parental Assistance in Home Purchases The concept of parents aiding their children in stepping onto the property ladder is not a new one yet it is not ubiquitously adopted. A 2021 ...
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