Mortgage Blog

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5 Great Ways to Improve Your Credit Score

5 Great Ways to Improve Your Credit Score

May 8, 2024 | Posted by: Kiruban Kana

As a mortgage professional, we often work with clients who are eager to improve their credit scores. A higher credit score not only increases your chances of getting approved for a mortgage bu ...

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RRSP Home Buyers Plan

RRSP Home Buyers Plan

April 24, 2024 | Posted by: Kiruban Kana

In 2024, the Canadian government made significant changes to the Registered Retirement Savings Plan (RRSP) Home Buyers' Plan (HBP), aiming to make homeownership more accessible, particularly for ...

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Paying off your mortgage early - The Pros and Cons

Paying off your mortgage early - The Pros and Cons

April 10, 2024 | Posted by: Kiruban Kana

Certainly! Paying off your mortgage early is a significant financial decision that many Canadians grapple with. It can be an appealing goal, offering both financial freedom and peace of mind. That sai ...

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April 10-2024 - Bank of Canada maintains policy rate, continues quantitative tightening

April 10-2024 - Bank of Canada maintains policy rate, continues quantitative tightening

April 10, 2024 | Posted by: Kiruban Kana

The Bank of Canada today held its target for the overnight rate at 5%, with the Bank Rate at 5¼% and the deposit rate at 5%. The Bank is continuing its policy of quantitative tightening. The Bank ...

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Discover essential tax write-offs for rental properties in Ontario. Expert advice to optimize your tax strategy. #RentalProperty #TaxDeductions

Discover essential tax write-offs for rental properties in Ontario. Expert advice to optimize your tax strategy. #RentalProperty #TaxDeductions

April 2, 2024 | Posted by: Kiruban Kana

 Maximize Rental Property Tax Deductions in Ontario! Here are some key expenses you can write off for tax purposes: In Ontario, Canada, there are various expenses associated with owning and ...

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The Impact of Canadian Economic Trends on Mortgage Rates: What You Need to Know

The Impact of Canadian Economic Trends on Mortgage Rates: What You Need to Know

March 27, 2024 | Posted by: Kiruban Kana

Navigating the world of mortgages can sometimes feel like trying to predict the weather in Canada: just when you think you've got it figured out, things change. But unlike the weather, understanding ...

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Unlocking the Door to Home Ownership: Simple Tips to Boost Your Credit Score

Unlocking the Door to Home Ownership: Simple Tips to Boost Your Credit Score

March 20, 2024 | Posted by: Kiruban Kana

Hello, homebuyers and financial enthusiasts! Today, we're diving into a topic that's as crucial as it is misunderstood: your credit score. Think of your credit score like a key. The higher it is, the ...

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Bank of Canada maintains policy rate, continues quantitative tightening

Bank of Canada maintains policy rate, continues quantitative tightening

March 6, 2024 | Posted by: Kiruban Kana

The Bank of Canada today held its target for the overnight rate at 5%, with the Bank Rate at 5.25% and the deposit rate at 5%. The Bank is continuing its policy of quantitative tightening. Global e ...

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Decorating Your New Home on a Budget

Decorating Your New Home on a Budget

February 28, 2024 | Posted by: Kiruban Kana

If you're considering purchasing a new home, you may encounter an unexpected problem. Your old decor doesn't suit your new space. This mismatch between old and new is especially likely when downsi ...

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Smart Moves for Ontario Homeowners: Crushing High-Interest Debts!

Smart Moves for Ontario Homeowners: Crushing High-Interest Debts!

February 20, 2024 | Posted by: Kiruban Kana

Are you ready to supercharge your financial game and secure a prosperous future? It's time to tackle those high-interest debts head-on! The benefits of paying off high-interest and credit card debts ...

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