Client Testimonials

"Kiruban provided great advice and thoughtfully walked through all the options available at the time being. Very professional and diligent! Thank you!!"

Abi

"We were lucky enough to have Kiruban as our Mortgage broker and I can honestly say it was hands down the best customer service we have ever experienced. He was so knowledgeable and handled our mortgage seamlessly, making the process so much less stressful for us. Thank you so much for all of your hard work, your knowledge, your expertise, and your kind and caring manner in which you deal with your clients. We will be contacting Kiruban for our mortgage renewal when the time comes, I will never deal with anyone else after this amazing experience! Thank you Kiruban!!"

Majury R

"Kiruban helped us refinance our mortgage, savings us thousands in long-term interest payments. We didn’t feel pressured or stressed during the process. He understood our comfort of remaining with our current lender and made sure to reach out to them first for a quote - when they didn’t accommodate us he helped us prepare all the paperwork. Everything was done digitally, with no issues. Kiruban is great at giving financial advice or just answering questions you may need clarity on. Thank you for all your help!"

Kamila L

"I would highly recommend Coffee and Mortgage to anyone looking to secure a mortgage. Service was excellent!"

Faizal J

"Amazing Service for all your mortgage service"

Captin S

"Kiruban has many years of experience in the industry and is extremely knowledgeable about new trends and developments. He is a wealth of knowledge on the real estate industry and is always interested in sharing his information and experience with others. He loves being able to see others succeed and wants the best for everyone. He has my complete trust."

R

"Kiruban is professional & hardworking. He will go the extra mile to obtain a mortgage for you. Don't hesitate, contact him today."

Christine

"Kiruban was amazing at closing a deal for myself and family. He worked tirelessly and patiently, ensuring we would get the best deal. I recommend him to everyone seeking a mortgage agent as he’s very competent and knows how to get the job done."

Jeyana

"I had the awesome pleasure of dealing with Kiruban in a rather complicated deal. Kiruban was awesome. Not only were we able to execute the refinancing and then the mortgage of a new property, but I was able to solidify the deal of a decade! I'm so happy I found Coffee And Mortgage!"

Dough

"The service and help was absolutely first class. In a tough mortgage market we were guided and led to the best solution possible for our closing. If anyone is looking for mortgage solutions, I'd look no further."

Amrik

"Worked with Kiruban on a complicated refinancing deal. He truly went over and above to the deal done in a timely manner and kept me in the loop the entire time. Kiruban was very professional and his communication was great. Very happy with the service and I will definitely be going back for all my mortgage deals as well as recommending him to family and friends."

Kannama

"My experience with Kiruban is extremely positive. He is prompt and courteous. He explained the market conditions and options available and provided all the details within minutes. Thank you Kiruban"

Dini W

"Always informative and relevant based financial and market changes. Appreciate your knowledge and service, always."

Ally Shamji

"Kiruban and his team really came through for me when the banks couldn’t. I couldn’t be happier with the service and especially the knowledge. They are the only team I’d recommend!!"

Avas and Concepts

"It was a pleasure working with Kiruban. He’s an absolute delight with tremendous knowledge about the industry and he has a heart to help people reach their financial goals. I will always recommend you to all my friends. Keep doing the good work and all the very best!"

Lloyds

"Kiruban is fantastic at explaining and finding the right mortgage solutions for clients with various financial circumstances. He is extremely professional and great with clients I’ve referred to him; many who are looking to refinance to buyout their spouses interest in a home following separation and who need sound financial advice while navigating big life changes. His communications are always professional, prompt and effective. His wealth of knowledge and expertise in his field is bar none and I would happily recommend him to family, friends and clients."

J M

"Search No more. Kiruban and team are fantastic at what they do. They truly care, and will make the process seemless."

Sam

"Kiruban, just wanted to reach out and say thank you for all your advice and info. You really know your stuff. Information and insight you provide always comes from your in-depth knowledge of the industry and the market and your years of experience!! The advice is always based on what is best for us as your clients and not based on you or your company benefiting! Greatly appreciate you and all that you have done for us. THANK YOU!"

Kc

"Good service. Can't believe a mortgage can be done in a coffee break. Easy and smooth. Thumbs U!! Highly recommend it to my friends and family."

Charlotte

"Knowledgeable person!"

S. P

"Best place to get a mortgage. Fast , friendly and reliable . Will definitely be back at renewal time"

MrGCro

"I would just like to personally thank you in regards to our latest mortgage renewal, you made the entire process smooth and painless. We will definitely be using your services again."

Karen

"Great experience! Kiruban was so patient, always professional and extremely successful at meeting all my mortgage needs. Thank you."

Rachel

"Smart, Trust & Professional' - I had the pleasure working with Kiruban at Coffee & Mortgage. He not only helped me to close my first morgage, but he is smart enough to find an option to clear all my financial debts along with the Morgage Approval. I would have never had this option recommended if I had to directly deal with a bank which they would have simply asked me to clear my existing debts before obtaining a Mortgage Approval. I really appreciate all your efforts to purchase our first home in Canada. Thank you so much!"

F A

"I had a great experience at Coffee & Mortgage. Kiruban is very professional, helpful and lovely to work with. I will highly recommend Coffee & Mortgage!"

Gaaya

"I have to say having to deal with Kiruban was a pleasant and stress free experience. His professionalism along with his experience in the industry has made the transition a breeze. I would highly recommend Kiruban or coffee and mortgage for your all your mortgage needs. Thank you Kiruban for all your help and look forward to dealing with you in the future."

Suzette

"Well, Hats off to Kiruban! It was a great experience working with him. He compared all possibilities finding the best rate for our mortgage. It is reassuring to have someone who takes that extra step to help us understand and make the right decision. I wish everyone helped in that way. His help was so valuable - beyond estimation. We highly recommend them for anyone looking for a trustworthy mortgage team!"

Mayuran

"Excellent 'service' and attention to detail. You walked us through everything so there were no surprises at all. Highly recommended for sure!"

Amanda and Jim

"Thank you so much for all your care, attention to details and hard work. The pre approval process really help make our first time home purchase a breeze!"

Mina

"I just want to say thanks. From the first phone call to the end of the process you made things seem easy. Thanks again for everything."

Samir